Trends Identified
Behavioral design
How will insights from psychology improve the partnership between humans and new technologies? The relationship between design and behavior has never been more important than in the era of human augmentation..This link has been increasingly visible in recent years. The launch of Google Glass fizzled partly because of people’s fears of being surreptitiously recorded. Smartphone and social media addictions are rising because manufacturers have designed for irresistibility. Understanding how design motivates behavior will become even more important with human augmentation. As AI, robots and other technologies become increasingly lifelike and enter spaces that have so far been exclusively in the human domain, they will trigger deep-seated human biases. Leaders must attend to the implications of behavioral design for everything, from customer engagement (see Super consumer) to fears about automation to the outcome of elections.
2018
What’s after what’s next? The upside of disruption Megatrends shaping 2018 and beyond
EY
Beam-powered propulsion
Example of Organizationsactive in the area: NASA (US).
2018
Table of disruptive technologies
Imperial College London
Beacon Technology
(Definition) Local area network technology which allows useful information to the users automatically in a limited area. (Application) The technology provides adverts, convenient information, payment information and so on automatically within a short distance, therefore, those who are not familiar with browsing can receive useful information.
2015
KISTEP 10 Emerging Technologies 2015
South Korea, Korea Institute of S&T Evaluation and Planning (KISTEP)
Be nice to the telepresence robot
You wouldn’t rest your feet on a colleague during a meeting. But what if your workmate was a robot controlled by a co-worker many kilometres away – would it still be rude? This is typical of the new etiquette questions that will be raised by remote-controlled telepresence robots, which allow you to transport your “self” anywhere in the world to take a look around. A roving version of you, these robots could alter the way we travel and interact with each other.
2011
Seven technologies to disrupt the next decade
NewScientist
Battlefield robotics
Example of Organizationsactive in the area: Lockheed Martin (US), QinetiQ (UK), Boston Dynamics/Softbank (US/Japan).
2018
Table of disruptive technologies
Imperial College London
Barriers to connectedness: wired but disconnected?
There is evidence that the financial crisis has led to a slowdown of globalisation, connectedness and economic integration. According to the DHL Global Connectedness Index 2012, the global connectedness of the world today is than it was in 2007 and still has to reach pre-crisis levels, with capital connectedness declining and service trades remaining stagnant since 2007 (Ghemawat and Altman, 2012). There is additional evidence that suggests that financial deepening (the expansion of financial markets and banking systems) and globalisation (as measured by financial integration and cross-border capital flows) have stalled as a result of the crisis (McKinsey Global Institute, 2013).
2013
Europe's Societal Challenges: An analysis of global societal trends to 2030 and their impact on the EU
RAND Corporation
Banking-as-a-Service Economy Emerges
Juniper expects the emergence of banking-as-a-service to be a key driving force in the world of finance in 2019. With PSD2 applicable as of January 2018, we expect 2019 to be the year that products based on the regulation’s open API requirements to have a significant effect on the market. Most particularly, this will enable new types of banking services to be offered by new players, who can handle the cross-platform requirements for banks unfamiliar with the technological requirements. The main opportunity here is for new technology-focused players to offer services across a wide range of new platforms. With compliance established in 2018, 2019 will see banks and technology players look beyond mere compliance and build on the opportunities the directive presents. The newer fintech start-ups stand to be the biggest beneficiaries of this development, as they can provide white-label services to a wide variety of financial institutions wanting to offer more services to customers. In time, this will extend to PaaS and SaaS providers more generally, as financial transactions becomes another form of secure data to transact through the cloud. As a result, we have seen Oracle among one of the early movers in this space; extending their cloud expertise into a new sector. This will also benefit banks, as it gives them more platforms through which to engage their customers. More types of product will give them a larger presence, and thus more ways to make their products more sticky to customers. However, the Open data requirements of PSD2 also means that consumers should benefit from increased competition as dedicated BaaS players emerge to serve customers, in the way that Monzo and other fintech companies have become prominent. Juniper expects that, while this movement has begun in Europe, later in 2019, other banking players will bring out BaaS services to customers. This will not be mandated, but a drive to increase competitive differentiation, and with the PSD2 as a de facto framework, a global BaaS market will form, although banks themselves will remain largely national. In tandem with this, we also expect IoT-based services to make an appearance in 2019. With several companies explicitly targeting this space already, it will become a key competitive benefit for several BaaS players. Related Research: Retail Banking: Digital Transformation & Disruptor Opportunities 2018-2022
2019
Top Tech trends 2019
Juniper Research
Ballon-powered internet
Example of Organizationsactive in the area: Google/Alphabet (US).
2018
Table of disruptive technologies
Imperial College London
Ballistic Missile Defence
Over 5,000 missiles with ranges from tens of kilometres to several thousand kilometres are now distributed across more than 20 countries. Concerns regarding missile proliferation have prompted a re-evaluation of treaty constraints. Ballistic missile proliferation is likely to continue through indigenous development of missile technology by technically adept emerging powers, and the import and local adaptation of systems procured through international markets.
2010
Global strategic trends - out to 2040
UK, Ministry of Defence